This Privacy Policy explains how US Loan ("we", "us", "our") collects, uses, shares and protects information about you when you visit our website or submit a loan request. By using this website you agree to the practices described below.
1. Information we collect
- Contact details: name, email address, phone number, mailing address.
- Identity details: date of birth, Social Security number, driver's license or state ID.
- Financial details: income type and amount, pay frequency, employer, bank name, routing number, account number and account type.
- Loan request details: amount requested, purpose, self-reported credit rating.
- Technical data: IP address, browser type, device information, referring page and pages viewed.
2. How we use your information
- To transmit your request to participating lenders, lender networks and marketing partners.
- To verify your identity and reduce fraud.
- To contact you about your request by email, phone, text message or mail.
- To operate, secure, analyze and improve our website.
- To comply with applicable laws, subpoenas and lawful requests.
3. How we share your information
We are a lead-generation and connection service. When you submit the form, your information is shared with one or more participating lenders or lender networks so they can evaluate your request. We may also share information with service providers who host, secure or support our website, and with third parties in connection with a merger, sale or legal requirement. Once your information is shared with a lender, that lender's own privacy policy governs its use of your data. We do not control third-party practices.
4. Credit checks
Submitting a request on this website does not itself affect your credit score. Lenders and their partners may verify your information through national databases or consumer reporting agencies, which can include soft or hard credit inquiries.
5. Cookies and tracking
We use cookies and similar technologies to remember your session, measure traffic and improve performance. Most browsers let you refuse or delete cookies; some features may not work correctly if you do.
6. Data security
Information submitted through our form is transmitted using industry-standard encryption and access to it is restricted. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
7. Your choices and rights
- You may opt out of marketing emails using the unsubscribe link in any message.
- You may ask us to access, correct or delete the personal information we hold about you.
- California, Colorado, Connecticut, Utah and Virginia residents may have additional rights, including the right to know and the right to opt out of the sale or sharing of personal information — see our Do Not Sell My Info page.
8. Children
This website is intended for U.S. residents who are at least 18 years old. We do not knowingly collect information from children under 13.
9. Changes to this policy
We may update this Privacy Policy from time to time. Changes take effect when posted with a new "last updated" date on this page.
10. Contact
Questions about this policy? Email support@usaloan.online.