Please read these Terms of Use carefully. By accessing this website or submitting a loan request, you accept these terms. If you do not agree, do not use this website.
1. We are not a lender
US Loan is not a lender, bank, or loan broker. We do not make credit decisions, issue loans, or set rates, fees or terms. We operate a free service that connects consumers with participating lenders and lender networks. Any loan agreement is strictly between you and the lender.
2. Eligibility
- You are at least 18 years old (19 in Alabama and Nebraska).
- You are a legal resident of the United States.
- You have a regular source of income and an active checking account.
- You are not a debtor in bankruptcy and do not intend to file.
3. Your representations
You agree that all information you submit is true, accurate, current and your own, and that you authorize us to share it with participating lenders and their service providers for the purpose of evaluating your request. Submitting false information may be a violation of federal and state law.
4. No guarantee of approval
Completing the form does not guarantee that you will be connected with a lender, offered a loan, or approved for any particular amount. Lenders may decline your request for any lawful reason.
5. Communications consent
By submitting the form you consent to be contacted by us and by participating lenders and their partners at the phone number and email address you provide, including by autodialed and prerecorded calls and text messages, even if your number appears on a Do Not Call list. Consent is not a condition of any purchase. Message and data rates may apply. You may revoke consent by replying STOP to a text or contacting us.
6. Intellectual property
All content, branding, graphics and code on this website are owned by US Loan or its licensors and may not be copied, reproduced or redistributed without written permission.
7. Disclaimer of warranties
This website is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the website will be uninterrupted, secure or error-free.
8. Limitation of liability
To the fullest extent permitted by law, US Loan is not liable for any indirect, incidental, consequential, special or punitive damages arising from your use of this website or from any loan you obtain through a lender introduced to you.
9. Indemnification
You agree to indemnify and hold harmless US Loan and its affiliates from any claim, loss or expense arising out of your use of this website or your breach of these terms.
10. Governing law and changes
These terms are governed by the laws of the State of North Carolina, without regard to conflict of law rules. We may modify these terms at any time; continued use of the website constitutes acceptance of the revised terms.